4 car accident myths that can hurt your claim
Car accidents come when we least expect them and their aftermath can be long-lasting. There are many people who simply aren't aware of their rights after a crash. When the unexpected happens, the mistakes they make afterward can lead to frustration and financial complications.
In order to save yourself this trouble, it's important to be aware of the myths surrounding car accidents and how you can avoid them.
Myth 1: There is no reason to get medical attention if I'm not hurt
This is one of the most dangerous myths that can hurt your chances of getting compensated if you sustain an injury. Many people delay getting medical attention simply because they don't feel hurt. Days later, pain and discomfort can set in.
If you wait too long to get medical treatment, not only can it be more difficult to treat your injury, but the at-fault driver's insurance company can leverage that against you.
That's why it's critical that you always get medical attention promptly after a crash. By doing so, your doctor can identify and treat your injury early on. Plus, your documented medical evaluation can be used to support your claim. Even if your injury is relatively minor, and you recover within a few weeks, you can still be compensated for your medical expenses.
Myth 2: The insurance companies are on my side
Make no mistake about it. No matter how friendly the other driver's insurance company comes across, they are not on your side. Insurance companies are more interested in protecting their bottom line than compensating you.
They'll contact you over the phone in hopes that you will answer their questions. You can unknowingly admit to fault simply by slipping up and saying the wrong thing. If you speak to the at-fault driver's insurance company, your statements will be recorded and can later be used against you.
If the at-fault driver's insurance company has evidence of you admitting fault, your claim can be denied. If they can't accomplish denying your claim, they may downplay the extent of your injuries or offer you a small financial settlement. To avoid this trouble, it's best to refrain from speaking to the at-fault driver's insurance company and consult with an experienced Wilmington car accident attorney.
Myth 3: I can't file a claim if I was involved in a hit-and-run
All drivers in North Carolina are required to carry uninsured/underinsured motorist coverage, which applies to hit-and-run crashes. If you're not able to identify the driver who hit you, then your attorney can work with your insurance company to help you get compensated for medical expenses.
Myth 4: I can handle my claim on my own
Dealing with a car accident requires the legal knowledge and competitive edge of a highly-skilled Wilmington attorney. Your attorney will need to conduct a thorough investigation of your crash and tally up all of the damages. Your attorney will also need to negotiate with the insurance companies for a fair financial settlement and be prepared to take them to trial if an agreement can't be reached.
Never go it alone. Contact The Law Offices of Richard Flexner to find out how we can help you. We offer free legal consultations and operate on a contingency fee basis, which means you don't pay unless we win your case.